4 Ways to Talk About Money in Your Church

4 Ways to Talk About Money in Your Church

How do you talk about money in your church? Talking about money is not always easy. This sensitive topic often gets brushed under the rug in the church. The truth is that we need to have conversations about money if we want to keep our churches running. It’s important to be willing to talk about finances openly and honestly. But how do you do it? How do you break the silence? In this blog post, I will give you four practical ways to talk about money in your church.

 

Align the Giving with the Mission

People want their gifts to have an impact. That’s why being able to connect giving to your church’s mission is essential. Talk about how money will be used and how it will help fulfill your church’s vision. Share stories of the people who will benefit from generosity and show how gifts are making a difference in the lives of others. By aligning your congregation’s giving with the church’s mission, you can engage people deeper and create an environment where giving fulfills God’s purpose. This strongly resonates with individuals who prefer bold and impactful actions, as it emphasizes the significant impact of their giving.

 

Invite People to Be Generous

Generosity is essential to being a Christian, but it’s not always easy to talk about. One way to break the ice is to invite people into a conversation about generosity. Talk about what it looks like in their life and how they can cultivate a spirit of giving. Don’t be afraid to preach about it from the pulpit and discuss how God calls us to be generous with our resources. Promote giving as a form of worship, emphasizing the boundless grace bestowed upon us by God. Showing gratitude for all donations or gifts can encourage people to be generous. Saying thank you and expressing appreciation for monetary contributions helps create a culture of giving. Make it a daily practice to express gratitude by sending thank you notes for all donations and gifts received.

 

Be Transparent About Your Church’s Finances

A lack of transparency is one of the most significant barriers to discussing money. Many churches are hesitant to share financial details with their congregations, which can lead to mistrust and uncertainty. One way to break through this barrier is to be transparent about your church’s finances. Share your budget, financial reports, and any financial struggles. Being open and honest can build trust and encourage people to get involved. Transparency is particularly helpful when communicating with more analytical and detail-oriented members. It helps foster a sense of ease and openness when discussing financial matters. It’s one thing to be transparent about your church’s finances but another to ensure financial information is easily accessible and understandable. Think about how you can present financial reports in a way that people can understand and appreciate. Create clear visuals such as graphs or charts to make it easier for people to digest the information.

 

Stability Matters 

It’s essential to make sure that your church is financially stable. This may involve making tough decisions, such as cutting expenses or implementing a fundraising campaign. It’s essential to talk about these changes openly and honestly so people understand the importance of financial stability. Apart from cutting back, many within your church may want to support the church community’s stability, legacy, and work. This could be done by setting up endowment funds that allow future generations to have financial stability. Surprisingly, this may not even be just your members, but community members who cannot imagine their society without your church. The use of planned giving programs is also a powerful way to help secure the long-term financial health of your church. These programs allow individuals to make more significant gifts, such as bequests, that can impact your church’s financial stability. Educate your congregation about these options and how they can get involved in making an even more significant difference. 

Your next step about money can be difficult, but this doesn’t have to be. You can start talking about money in a meaningful way that helps engage and empower your church community. So don’t be afraid to break the silence!

 

While we all understand the complexities and challenges of addressing finances within the local church, it’s essential to recognize that you play a part in reducing these barriers and facilitating smoother financial operations. In my three-year award-winning leadership coaching program, Creating a Culture of Renewal®, participants are equipped with practical strategies to overcome financial hurdles and foster a culture of open dialogue and shared responsibility. Your participation has the potential to inspire impactful change within your church community. Not only that, giving goes up 2-10 times the cost of participation in Creating a Culture of Renewal®. Reach out to learn more.

Discussing financial matters is never a simple task, but I am confident that these strategies yield fruitful results.

 

Copyright © 2023 rebekahsimonpeter.com.  All Rights Reserved.

Money is NOT the Root of All Evil

Money gets a bad rap in some churches.  The thinking goes something like this:  Even though we ask for money every time we collect an offering, the truth is, we shouldn’t need it; we shouldn’t want it; we should be able to get by without it, just like Jesus did.  After all, money is the root of all evil.  We talk about money too much as it is, especially given that Jesus threw the money changers out of the Temple.  That meant he was calling for a separation of church and plate.  And his preference for the widowed woman who put 2 coins into the Temple Treasury over the rich folks who gave a lot more means it’s better to get by on less. Right?

Wrong.

To start with, this kind of thinking isn’t very helpful.  First off, it puts us at odds with Jesus’ own life.  Secondly, it doesn’t square with what the Bible actually says.  Third, it doesn’t reflect good Biblical scholarship.  And fourth, it misses the point!

Read on to see the upside of money and churches.  And what your church can do to develop a better relationship with it.

Let’s start by looking at Jesus’ own life.  First off, Jesus was a tradesman.  He was a working man who made an income and used money.  His saying, “Give to Caesar what is Caesar’s and to God what is God’s” suggests he tithed and paid taxes like other Jews of his day.  When he began to travel widely and teach, with a bevvy of disciples in tow, he began to rely on his network of supporters, many of them women.  That means his supporters used their monies to support him.   In this case, money was the root of tremendous good.

Secondly, nowhere in scripture does it say money is the root of all evil.  Here’s how the NIV translates 1 Timothy 6:10:  “For the love of money is a root of all kinds of evil.”  It goes on to say “Some people, eager for money, have

wandered from the faith and pierced themselves with many griefs.”   The truth is people wander from the faith for lots of reasons.   Love of money is one of them.   But any obsession can be a stand in for God—whether we’re talking shoes, sex, a perfectly shaped body, power, or even too many cats or dogs!  This passage is hardly a wholesale condemnation of money.  The truth is, we need money to live.  And the church needs money to survive and thrive, and to do good in the world.

On to the next passage.  Recent New Testament scholarship shines additional light on the money changers passage which appears in all four Gospels.  It’s not that money or money changers were forbidden in the Temple.  Offering sacrifices was an important part of Second Temple Worship.  Rather than haul sacrificial animals with them long distances, though, pilgrims brought their local monies with them, changed it into the coinage used in the Temple, purchased animals for sacrifice, and made their sacrifices to God.  It’s thought that what enraged Jesus was not the existence of the tables, but their placement; they were located in the wrong part of the Temple—the Court of the Gentiles.  This may have prevented their ability to worship God fully. If money is getting in the way of the church’s relationship with God, that’s a problem.  If it supports and nurtures the church’s ability to cultivate godly relationships, that’s not a problem.  That’s a blessing.

Finally, we know Jesus didn’t call for a separation of church and plate because of how he approved of the widowed woman putting her meager coins into the Temple Treasury.  Rather than this being a sign that we should get by on less, he commended that she gave all she had.   Proportionally, she gave much more than the well to do.  This is not a condemnation of wealth, but of lack of sacrificial giving.   Wesley called us to this when he counseled, “Earn all you can, save all you can and give all you can.”

In visiting with churches, I encounter many faithful people who suffer greatly over the perceived disconnect between needing money and the challenge of asking for it while at the same time being afraid of it, lest they violate the Bible’s teachings.  My perception is this:  money is a neutral tool that expresses our values.  In the hands of a visionary, compassionate and faithful church, money can be the source of tremendous good.

Why Churches are Poor

At a recent clergy retreat I attended, we prayed a prayer that went something like this:  “O Lord, keep us far from the riches of the world.”  Each of us was sincere in our prayers.
Later it occurred to me that God is indeed answering that prayer!  Many churches find that money is their limiting factor. I’m going out on a limb here.  But I don’t think it’s because these churches are full of poor people.  It’s because they act poor.
I don’t believe this is a theologically necessary state of affairs.
Jesus had a trade.  So did his disciples.  His later apostles did as well.   When Jesus and his disciples were traveling, they were richly supported by a network of women who financed their material needs.
While the author of 1 Timothy 6:10 writes, “For the love of money is a root of all kinds of evil,” we sometimes act as though money itself is the root of evil.  The truth is money is simply a tool through which we express our values.
What if we were to pray that God direct the riches of the world to us and through us to bring about healing, reconciliation, justice and wholeness in our communities and world?  I wonder what might happen then?!
We need a new consciousness around money—one that allows us to be honest about our needs and the unlimited God we serve.   Money is not in short supply.  But if we believe it is, we will act, and ask, accordingly.
The most awkward moment in many church services comes when the offering plates are passed.  Rarely is an inspirational invitation to give offered. Instead, code language, which only church insiders understand, may be used.  Ushers themselves are often under-trained in actually passing plates to the people.  Many a time I’ve wanted to put something in an offering plate but it never made it to me.  It’s almost as if the ushers are apologetic about bringing the plate around.  Music may play during the offering.  But this offertory music is not connected with the offering of our financial gifts or our lives.  Sometimes I wonder if it’s real function is to distract from the the embarrassing matter of collecting money. Finally, people stand while the doxology is sung.
Money makes the world go ’round.  And churches need it as much if not more than other organizations.  We have holy business to attend to:  acts of justice, works of mercy, support of denominational initiatives, paying the salary and benefits of leaders, mortgages, heat, light, etc.
So why these mixed messages about money?  Why awkward silences and the lack of clear direction or invitation?  The truth is, many people want to express their gratitude to God, yet they don’t participate in the offering.
Here are 5 reasons why:
1.  We don’t ask them to give.  Yes, this may allow us to avoid awkward moments that make it seem like the church is “all about money.”  But we also sidestep teaching moments, miss the opportunity for spiritual formation of life-long givers and don’t give people a way to express their gratitude.  Worse, we hinder spiritual growth.
2.  We ask them to give to the budget, but not to mission or ministry.  Thus they don’t connect their giving with transformational activity.  Don’t highlight the building or leadership salaries.  Instead, highlight what buildings and salaries make possible!
3.  We don’t ask for enough.  Have you ever noticed that some people are only deeply motivated to give when challenged?  If the “ask” isn’t big enough, they won’t bother giving.  Are you asking for enough to get the attention of these givers?  If not, you are blocking their spiritual growth, and the church’s ministry.
4.  We have lost our vision for ministry and our passion for mission.  They can tell the church is in maintenance-mode or a downward spiral.  In one church I served, we redirected “the Pennies from Heaven” offering from paying off the mortgage to specific missional opportunities.  Giving increased dramatically.  Same people.  Bigger offerings.  They were jazzed by the vision and passion.
5.  We don’t ask God to fully, richly, lavishly fund our ministries.  Again, it’s that awkward relationship with money.   And with vision.
We have not because we ask not.  It’s time to start asking:  inspirationally, invitationally, intentionally.  Stop making excuses for why  our churches are poor.  Instead, it’s time to open ourselves to all the gifts God wants to bless us with.  Acting poor won’t get it done.

Mixed Messages about Money

A friend related the following story to me.

“Before I left for church on Sunday, I realized it was the week to make a contribution coinsto the church.  I hadn’t been there all month and it was time to pay my tithe. I wrote the check out ahead of time, showed up in church, and was ready to give my offering.

“When it was time for the offering, the lay person up front read a beautiful prayer about giving of our time and talent as a response to God’s graciousness.

“The ushers then dispersed to collect the offering. Somehow, they never made it over to me.  I was seated in a side aisle.  The usher, who had earlier greeted me, now walked right past me.

“While I sat waiting for her to realize her oversight–which didn’t happen–I had plenty of time to think about the mixed messages that were being given in the service that Sunday.

MIXED MESSAGE #1

“As I sat there, I realized was there was never a clear ask.  A beautiful prayer, yes.  But no actual invitation to give.  Mixed message #1.

MIXED MESSAGE #2

“Secondly, the offering plate never came by.  Even if I wanted to give, I couldn’t.  Never mind about online giving options.  That wasn’t a possibility either.  So, I settled in for the duration.

MIXED MESSAGE #3

“While I was waiting for the offering to conclude, I got to study the PowerPoint slide that was being used to communicate the giving message. It was a handsome slide with an eye catching photo and a large, well-lettered caption. But what a mixed message it contained!

“The graphic was a close-up side view of coins. The caption said “Give freely of your time, talents and treasure!”

Let me interrupt my friend’s story for a minute here.  Anyone who knows the biblical story might guess that those coins represent the widow’s mite.  Yes, she gave two coins…but it was all she had!  Literally.  They would also know that time, talent and treasure is code language for tithing: give 10% off the top back to God.

Insiders know this.  But what about those who don’t know these stories or allusions?

They would pay more attention to the picture.  Because even in this age of a slow growing economy, a picture is still worth a thousand words.  I this picture was saying, “Look, no matter what we say, all we really want is your loose change. Forget about sacrificial giving, bills or checks.  Just give us what’s jingling in your pocket.”

MIXED MESSAGE #4

I’ve visited my friend’s church.  I know that it’s a large church, but also that it’s been operating in the red for months.  Even though they support creative ministries that reach out to people on the margins, the leadership has now begun to ask people to give in order to fund the budget. They’re now printing the monthly shortfalls in the bulletin each week.  That’s a sure sign that the vision of the church is no longer front and center.  If it is, the people in the pews don’t know it.  That too is a problem.

Could this church be strapped because of mixed messages?

MIXED MESSAGE #5

Let’s get back to my friend’s story.  A graphic arts editor, she noticed what many other probably hadn’t:  another mixed message coded into the slide of the coins.  “Lightly embossed over the photograph was the letter c set inside a circle. This universal copyright symbol is a sign that the photo was protected by copyright.  That means it must be paid for in order to be properly used.”

So, here we have a pilfered photo of coins set against the message to give generously. A mixed message about money rife with irony!

One must ask, how come the church sees itself as so poor, or so outside of the rules, that it can justify stealing someone else’s work?

Perhaps you think I am being unduly hard on this poor church.  Maybe.  But if insiders pick up on this, what other mixed messages might guests and visitors be picking up on?

My friend ends this story with a sad admission:  “I was so frustrated by this whole fiasco–especially being ignored when it came to the offering–that I stuck my check back in my purse.  It’s sitting on my counter top right now. I’m going to bring it back to church with me next week.  But if they don’t bring the offering plate by me, I may not give it!”

My friend’s frustration is understandable.  As is the frustration of churches who are operating in the red.  But let’s think about this some more.

STRAIGHT MESSAGING 

Let’s say people give according to the message they receive:  coins. If everyone is giving at the level asked, this congregation could have a misguided sense of what it takes to survive or be generous.  When the call goes out to give more, the regular givers may feel flummoxed.  “We’re already giving!  We need to get some more people in here to help carry this church.”

But why would new people want to attend or support a church that is not self-supporting through its own contributions?  Or has lost its sense of vision?   People know when they are being used.

If  mixed messages are being given about money, where else are these kinds of messages popping up in the life of the church?

I should tell you, this is a true story.  It really happened.  In fact, it not only occurred in my friend’s church, it happens every Sunday in thousands of churches across America.

What might a straight message about money look and sound like?

How about this?  Instead of the call to give coming through a prayer…which can be a form of triangulated or manipulative conversation…someone quite familiar with the vision of the church stands up front and announces the vision.  He or she shares in an inspiring way how it is being lived out, and the difference it is making.  He or she then invites people to give to support this vision.  Ushers, before they disperse, scan the congregation to see where folks are sitting, and go to the people.  A slide or slides celebrating the people and places being positively impacted by the vision is shown. Meanwhile, music that ties in to the vision is played or sung.  People are then thanked for supporting the vision.  Then the money is dedicated to God. Visitors and guests are told what is expected of them during the offering.  If there is a shortfall, the vision and how the budget supports it, is lifted up in the bulletin.  The sermon, too, mentions how the people are living out God’s vision in the world.  And how the ministries of the church do as well.

I think we have not because we give not.  And we give not quite possibly because:

    1. The offering plate passes us by.
    2. We get mixed messages about what we are being asked to give.
    3. We don’t give or get straight talk about the spiritual importance of giving.
    4. We are are not lifting up a vision that inspires people to give generously.

There is plenty of money in the world.  And there are plenty of people who want to be generous with it.

We need to be bold, inspiring, and straight with people about money.  Jesus was.  Mixed messages about money produce mixed results.

If this something you struggle with, it’s time to get over the frustration!  My workshop Mixed Messages about Money helps church leaders just like you:

  • Identify the hidden barriers to asking for and receiving larger offerings.
  • Prevent unintentional communications which can sabotage giving
  • Develop newfound confidence to talk about stewardship in a way that engages, not alienates, listeners
  • Improved ability to tap into congregational generosity that ups giving
  • Discover increased ease in talking about, asking for, and receiving money

Energy Subsidies v. Food For All

Congress is in the midst of wrestling with our fiscal problems. Currently, they are trying to set the budget for 2012, ensuring that it sets us on the path to fiscal health while adequately funding programs that we, as a country and as states, cannot function without.
As a person of faith, I believe that the most vital of these programs are those that provide for families and individuals struggling financially.
In this time of economic uncertainty and unemployment, opportunities such as the SNAP program (formerly food stamps) and the Women, Infants, and Children Program provide support to the millions of Americans who are struggling to make ends meet.
As a United Methodist clergywoman for 17 years, I have seen families and individuals who never expected to need the help of the government rely on these programs to get through the hard times. And in the most challenging economic time we have seen since the Great Depression and questions about what our economic future holds, these programs are needed now more than ever.
And yet, as our elected leaders work to achieve fiscal health, many of these programs are being threatened with reductions in funding. Others could be eliminated altogether leaving the already vulnerable to wonder where their next meal will come from or how they will keep the heat on next winter.
At the same time, while families are being denied support, we continue to provide incentives in the form of subsidies for energy companies — including those companies that are getting rich from energy found on America’s public lands. They are not required to pay for leasing the land or to compensate U.S. families for the profits they reap from selling the oil and gas found on public lands.
Companies such as Exxon Mobil and BP are being provided with financial incentives to develop energy in the United States and yet these companies are recording record-breaking profits year after year. Various analyses indicate that from the years 2000-08, energy subsidies for fossil fuels, such as coal, oil, and gas, amounted to more than $72 billion. Yet in 2008, Exxon Mobil reported a record profit of $45.2 billion.
Is this the picture of justice that Jesus envisioned? He was greatly concerned about the plight of the poor of his day. I fear that Congress will provide little or no money for the vulnerable among us, including children and single moms. Yet, we are seeing record profits for multinational energy corporations as a result of financial support from the United States. Our priorities are out of line.
We must end the subsidies for energy companies, particularly those that are securing energy from our public lands. These lands are owned by the people of the United States and given to us as a gift from God. We must invest this money in our communities, our families, and the health and well-being of future generations.
Let us shift our priorities to focus on the health of our people — not the health of a multinational energy corporation. This is our faithful call and our responsibility.
Read more: http://trib.com/opinion/columns/energy-subsidies-vs-food-for-all/article_e519489f-8db0-59fd-8a09-dac678913bfb.html?mode=story#ixzz1zK0tpsNO